Chris Winters's blog

Why Car Insurance Companies Care About the Car You Drive

When you get quotes for car insurance, you are asked for your VIN number. This is so that car insurance companies know what car it is that you drive. They want to know about the year, make, and model. They also want to know all about safety features. The reason it is so that they know how safe your car is on the road.

4 Defensive Driving Tips That Could Help You Save on Vero Beach Car Insurance

Your goal should always be to save money on Vero Beach car insurance. One of the best ways to do this is by doing your best to prevent an accident. There are several defensive driving tips that you can put into place that will often help you avoid accidents on the road.

Use Your Turn Signal

Your turn signal is one of the most important things that you can use. It shows other drivers that you are going to turn or change lanes. Failure to use a turn signal could result in a traffic citation if law enforcement witnesses it.

Did You Know That Pets Can Affect Your Home Insurance Rates in Vero Beach?

You might not realize it, but your pet might actually affect your home insurance rates. Whether you have a dog, cat, snake, or any other kind of pet, you should report it to your home insurance company. Certain animals and breeds are more likely to cause harm to someone who visits your home. As such, your premiums might be more because of the likelihood of this harm.

Florida Flood Insurance 101

There are a lot of things that you need to know about Florida flood insurance. Not everyone is required to have flood insurance. However, you need to understand why it’s a good thing to have, what the cost could be, and how it will affect filing claims with insurance in the event that you experience flood damage in one way or another.

Hurricane Deductible: What and how much is it?

After your home has been hit by a hurricane, you have to look at filing a claim with your insurance company. This is when your hurricane deductible is going to come into play. You need to know what it is, how much it is, and how you can control it. Asking questions when you buy insurance will help you to be in greater control of these things.

Why did my Florida homeowner’s insurance premium increase when I had no claims?

Florida homeowner’s insurance premiums may go up periodically. Even if you have had no claims, the premium might still go up year after year. It’s important understand why they go up so that you can determine whether it’s time to get quotes from another insurance company.

What Windsor Homeowners Need to Know About Insurance

As a homeowner in Windsor, there are several things you need to know about home insurance. You need to know how insurance is calculated and what kind of coverage you need to have sufficient protection. You can do some of the research on your own, and an insurance agent can help you with the process as well.

How to Find Home Insurance on Johns Island

It's important to find a good home insurance. When you live on Johns Island, homeowners insurance should provide you with more than sufficient coverage. It will cover you, your home, and all of your belongings. Should something happen, you want peace of mind knowing that you can file a claim with your insurance company.

Why Teen Drivers are Expensive to Insure

Teen drivers need to be added to your insurance policy in Florida. This will ensure they are covered in the event that something should happen while they’re behind the wheel. They are more expensive to insure, and understanding why will help you to save money throughout the year.

The reality is that more accidents are caused by teen drivers than any other demographic. Part of it is because they are new and inexperienced. Part of it is because they haven't learned how to be defensive drivers yet.

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