Why Your Car Insurance in Vero Beach Should Renew Automatically

Why Your Car Insurance in Vero Beach Should Renew Automatically

Driving without insurance in the state of Florida is illegal. If you are caught, you could experience a number of different penalties. When you set up your car insurance in Vero Beach, it's important to make sure it renews automatically.

Avoid Forgetfulness

It's easy to forget when your insurance expires. If you look at your insurance card, it will show you when the policy is up. In most instances, your insurance will renew automatically. However, if you don't have it set for automatic renewal, it is up to you to make sure that you have another policy in place on the same day that your current policy expires.

While you could set a reminder to go off on your phone or have a date circled on your calendar, there is still too much human error that could happen. You can’t risk forgetting to update your insurance policy. If you’re given the choice to have it renew automatically, do so.

Maintain Insurance

Insurance can end up costing more if there are gaps in coverage. Even if you go a few days or weeks without insurance, that gap could end up costing you more per month on your premiums.

Automatic renewal simply allows you to maintain insurance at all times so that there are never gaps in your coverage.

Avoid Penalties

Major penalties can exist when you don't have insurance. You will need to provide valid insurance anytime you are pulled over or involved in an accident. Failure to provide proof of insurance can result in license suspension, fines, and even imprisonment. Even if you simply "forgot" to renew, law-enforcement can penalize you.

Have the Coverage Needed

Automatic renewals will also ensure that you have the coverage when you need it. If you are involved in an accident, you want to know that you have auto insurance beyond a shadow of a doubt. Otherwise, you run the risk of not having the coverage and that means having to pay out-of-pocket for any repairs, injuries, and anything else that happened in the accident.

Just because you have your car insurance renew automatically does not mean that you were unable to get quotes from other insurance companies. You can get quotes for auto insurance in Vero Beach at any time you wish. You can then choose to cancel your existing policy and get a refund for any amount pre-paid.

Just because you have your car insurance renew automatically does not mean that you were unable to get quotes from other insurance companies. You can get quotes for auto insurance in Vero Beach at any time you wish. You can then choose to cancel your existing policy and get a refund for any amount pre-paid. An insurance agent can help you every step of the way, too.