Chris Winters's blog

Flood insurance in Florida is extremely common. This is because there is a significant amount of rainfall that takes place throughout the year. Investing in a flood insurance policy in addition to coverage you have on your homeowner’s insurance may be well worth it.

If you have a car, you need to have Florida car insurance. It’s important to know what you need in your car insurance policy, and it’s possible to get help with an agent. There are requirements for liability and a few other things to be aware of as well. Once you have a policy, it can provide the peace of mind you need while driving around Vero Beach and beyond.

Home insurance is a must when you want to protect your home. Buying a policy can be confusing, which is why it is a good idea to ask a few insurance questions. The more you know about the insurance products and what it is going to cost, the easier it will be for you to get the right policy for your needs and your budget.

Is homeowners insurance required?

Florida does not require you to have homeowners insurance. However, if you have a mortgage, your lender most likely requires it as a way of protecting the loan until it is paid off.

When you have a condo association or a homeowner association, insurance is a must. This is designed to provide protection for the property that you own. Accidents happen every day, and this includes the natural ones that you simply cannot control. By purchasing a policy for association insurance, you have the means of protecting the association’s best interests.